We get the credit bureaus to stop mistakenlyreporting you as deceased. We bring you back to life. Social Security takes immediate action to correct our records and we can provide a letter that the error has been corrected that can be shared with other organizations. Even with some credit report mistakes, you can still borrow money, only at a higher interest rate. Many providers have a specific address for disputes, and you will need to include copies of any documents that support your claims. According to Khan's lawsuit, which was filed in Brooklyn Supreme Court on Friday, he stopped getting his social security payments and didn't receive federal stimulus checks because of the mix-up. You can use this article as a guide to your lawsuit. While we are based in New York City, we represent the interests of consumers nationwide in both state and federal courts. Your email address will not be published. We show you how to correct this before it gets worse. This is why Equifax, TransUnion, and Experian mistakenly reported you as not alive (the false death report) on your credit report or credit file. Did you get denied credit because you were reported as deceased? We only get a portion of what we make them pay you. It is not you who pays us. You may be denied for the same loan twice. We help you correct the records of this notation on your social security number with a "Erroneous Death Case - Third Party Contact" letter to show the credit bureaus the error fromthe local Social Security office. Get your credit fixed and make them pay you for violating the law. No credit card Required! McClelland says mistakes, even typos, can happen in many places, either with the credit bureaus, lenders or the Social Security Administration itself, and most people find out when they're denied a loan. "Oh, yes," says Lawson. After speaking with you, I can tell you what I estimate your case's value. The information submitted on this page will be forwarded to Berger Montague who has sponsored this investigation. You can't get a car loan, apartment, or mortgage. I bet your heart started pounding. Get free credit monitoring if you are an active duty military or National Guard member. We help you correct the records of this notation on your social security number with a "Erroneous, and a credit error. But that doesnt mean plaintiffs should suffer financial pain for taking the prudent step of hiring an attorney. If you have a deceased indicator on your credit report, it's possible you've been mixed with another person by the credit bureaus. These are definitely the worst credit reporting errors that exist. Geoffrey Fieger, who was hired by Timesha Beauchamp's family, said Tuesday, Aug. 25, 2020 the Southfield woman hospitalized in critical condition and is on a respirator. Why waste your money on some repair company or disputing yourself? No one is tracking exactly how often this happens. Get them topay you damagesfor their errors, your lowered credit scores, and the stress. If the deceased had any children under 18 years old, the spouse could also bring the suit on their behalf. It's the same reason. Social Security Number Wrongly Reported You as Deceased? For decades the three major bureaus (Experian, Equifax, TransUnion) have mixed up consumers. (Courtesy Erica Lattimore through Fieger Law via AP), Connect with the definitive source for global and local news. Not pleasant to see.". Even if you get an updated credit report, you may have difficulty getting a mortgage or drivers license. It should say "individual", "joint","undesignated",or "deceased". Uncover potential fraud with 3-bureau credit monitoring and alerts, Feel more confident knowing that the dark web is being monitored for your Social Security Number, Help better protect up to 4 children by locking their Equifax credit report, Know where you stand with access to your 3-bureau credit scores and report, Help monitor your credit and Social Security number, Uncover potential fraud with credit monitoring and alerts, Help spot potential signs of ID theft with 3-bureau credit file monitoring, Control access to your Equifax credit report, with certain exceptions, with the freedom to lock and unlock it, Uncover potential threats to your identity with dark web scanning and alerts, Receive alerts of key changes to your Equifax credit report, Should you become a victim of identity theft, our dedicated ID Restoration Specialists will work on your behalf to help you recover, Know when key changes occur to your credit score and Equifax credit report with alerts, Easily lock your Equifax credit report and be alerted if an attempt to access it is blocked, Keep track of your financial progress with monthly VantageScore credit scores, Feel credit confident with monthly access to your Equifax credit report, Request and view your Equifax credit report, Place or manage a security freeze, fraud or active duty alert. Beauchamp wasnt taken to a hospital until hour later when Cole Funeral Home in Detroit called 911. Get better prepared to monitor your credit and help better protect your identity with Equifax Complete. Although it might sound unbelievable, being mistakenly reported dead is a more common problem than you would think. Wrongful death lawsuit filed, alleges negligence from RCSD mental health response. When someone dies, theyre supposed to be put on the Death Master File. Update 10/6 8.30 a.m. P.O. Even if you get them to turn your reports back on, your credit score may never recover. Big credit card issuers like American Express, Capital One, Synchrony Bank, and Bank of America make errorsand whena joint account holder or authorized user of a credit card dies. Well, they said the Social Security Administration has informed us that you are dead, he said. If they don't fix the credit report the very first time, the value of your case increases dramatically. I would recommend my friends or family members if they had the same problem. Some errors such this won't be fixed with just calls and letters causing more damage to your credit score. To do this, call the SSA to let them know of the mistake. 2023 Fair Credit, LLC, All Rights Reserved. But wait a minute. Nothing. You must also request a copy of the deceased persons death certificate if youre not sure of their real status. . You may also seeXXX-XX-9999on yourExperian credit report when you are mistakenly listed as dead. hide caption. Khan said resolving the issue was difficult at a time when New York City, an early epicenter of the pandemic, was being ravaged by COVID. He even got a hug from a surprised doctor who didn't expect him to show up for his canceled appointment, let alone in relatively good health. And she says the professor's case, where someone is given the death date of their spouse, is fairly common. reported on your credit reports or credit file. "That was a very common cause for the errors that we saw.". But action isnt always immediate. If you've been mistakenly marked as deceased by a credit bureau, you're already aware of the consequences on your credit. "I said, 'Yeah, I guess I am.' This is no fluke. For instance, you may have had a joint account with someone who recently died, and the bank or lender mistakenly marked both accountholders as deceased. Southfield Fire Chief Johnny Menifee has said the city is investigating. That's a bad place for them to be. Your Social Security number may be reported as dead if you are in debt, or you could be the victim of identity theft. Letter writing campaigns, constant trips to the post office, spending hours on hold before being disconnected can take you several months to a year (if ever) to fix your credit report without the final piece of the puzzle. You want that. Make sure to notify each credit bureauthe right way. New cases and investigations, settlement deadlines, and news straight to your inbox. On Jan. 1, a wrongful death lawsuit was filed against Curaleaf. Or are you? That's not going to get you anything but cost you more money. It's now around 500 people a month. "It has been exceedingly difficult for me and my family to deal with and resolve, especially since it all happened during the first months when the global pandemic caused by the Novel Coronavirus (COVID-19) was starting to take over New York City," he added in the lawsuit. Wrongly Declared Dead by Social Security? WebLocal (503) 610-0005 Toll-free 1 (800) 949-1481 or email travis@mayorlaw.com. Gary said that is how the Salazars learned that Grace had cremated Roberta. Because of this, I would contact our office toget started. Select your business application to login: Copyright 2023 Equifax, Inc. All rights reserved Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners. "It gave me goose bumps," says Lee. WebIf you have been mistakenly reported as deceased, you can contact the three nationwide credit bureaus using the contact information provided below: Phone: Equifax (866) 349 Get a free consultation with a credit report attorney about any false death reports. View it in your browser. We only get a portion of what we make them pay you. A spokesman for the city hospital system declined to comment when contacted by Newsweek, citing the pending litigation. That means you'll never come into my office and write me a check. ET: This article has been updated to reflect that the city hospital system's spokesman declined to comment. They may make a mistake and not realize it until the customer is denied credit services. Your credit card company or several credit card companies may have given the credit report error to the credit agencies. Don't walk away from a substantial settlement. Soon after, he got a letter in the mail from the Social Security Administration offering condolences about his recent loss of life and informing him that his monthly payments would end and that payments made since his "death" a few months prior would be removed from his bank account. ". For additional information about wrongful death lawsuits and personal injury cases, I recommend the following articles on my Blog: Attorney Answers: Top 8 questions regarding a wrongful death lawsuit. The SSA keeps a Death Master List of everyone who has an SSN and has died. The father of Quintonio LeGrier, a teenager fatally shot by Chicago police over the weekend, filed a wrongful death lawsuit Monday against the City of Chicago. Attorney Advertising. You don't pay us directly. Credit errors happened so much that Congress passed a law that says that if the credit agencies put something on your credit report that's obviously wrong (like being listed as deceased), they owe you compensation, a free lawyer, and have to remove the error from your credit report. www.transunion.com, Equifax If you do not correct an accidental deceased notation, it will continue to negatively impact your credit. Many deceased credit report errors amount to violations of the Fair Credit Reporting Act, and you may be entitled to money for actual losses (i.e., loss of a job, housing, etc.) Save my name, email, and website in this browser for the next time I comment. Simple clerical errors can cause massive headaches down the line. SOUTHFIELD, Mich. (AP) The lawyer for the family of a suburban Detroit woman who Not only do you not have to pay us, we actually focus on having you paid. Your email address will not be published. Stay up to date with WIS News 10. Help better protect your identity and stay on top of your credit. Seek legal counsel. Over 12,000 people will be affected each year. *Get peace of mind with a 5-10 minute call. "I never thought of that," says the professor. However, there are ways to correct your Social Security number and prevent it from being reported as dead. Khan's case isn't the first time someone has struggled to clear matters up after being declared dead by mistake. Access a free weekly credit report through www.annualcreditreport.com. This mistake occurs because creditors may confuse a dead person with a living one, based on similarities in the deceased persons name, Social Security number, and other personal identifiers. Credit bureaus that mistakenly report the applicant is deceased have not verified the information and have consequently failed to do due diligence. You may find yourself with the same ability to borrow as when you were dead. Are you worried that you'll have to pay some law firm or credit repair company? The major credit bureaus or consumer reporting agencies are required to maintain maximum possible accuracy. You can also check out the latest settlements as they happen by following us on Twitter. It is a possibility to be mistakenly reported as deceased by one of the major credit bureau. But Khan, of Queens, has never been a patient at the hospital in the East Flatbush borough of Brooklyn. The Abbott Laboratories case discussed above isnt the only lawsuit to be filed in the wake of a recent recall. Obtain your credit report from Equifax, Experian, and Transunion. Lawson says 90 percent of the time, the cascade of misinformation starts with an input error by Social Security staff a regular mistake on a regular office day that just happens to kill a person off, at least on paper. Mistakenly Reported as Deceased - Dead? Experian must follow the rules. The problem is that the agencies data matching processes are not always accurate. What happened? 2023 Lawsuits: Attorney Joseph P. McClelland fixes mistakenly deceased reports for free. Make Equifax, TransUnion, or Experian pay you for falsely reporting you dead. 2023 Lawsuits: Attorney Joseph P. McClelland fixes mistakenly deceased reports for free. Make Equifax, TransUnion, or Experian pay you for falsely reporting you dead. Legal Services Why waste your money on some repair company or disputing yourself? for their errors, your lowered credit scores, and the stress. For example, if the victim did not take medication as prescribed, then he may have contributed to his death. Consumer No credit card required! For instance, you may have had a joint account with someone A doctor at a Southfield hospital who didnt attend the scene pronounced Beauchamp deceased after one of the first responders reported by telephone that she had been unresponsive for 30 minutes and showed no signs of life. Many factors go into the value of the case. Otherwise, this error will can come right back on your credit report within a month or so. To learn more about your legal rights and options, fill out the form on this page. It costs nothing to get in touch or to speak to someone about your rights. According to CNBC, approximately 6,000 people are wrongfully reported as dead by the Social Security Administration every year. Being onthe death master file by the Social Security Administration also increases your risk of identity theft, fraudulent credit cards, the need foridentity theft protection, credit monitoring, and a fraud alert on your credit reports. The Social Security Administration uses the death data to terminate benefit payments omeone tells you, "your credit report says you're dead". They can also work to determine who is liable for the error and build a case to help you recover compensation. ", 3 Steps To Faking Your Own Death From The Author Of 'Playing Dead'. There is also a small chance that the error may stem from identity theft namely, someone attempting to fraudulently collect Social Security benefits. A monthly free credit score is available as part of Equifax Core CreditTM. Have you been struggling with the credit bureaus saying you're dead for months or years? No. Make sure to notify each credit bureau. "I was horrified," he says. District Attorney Salaries in New York City and Miami, Florida, Winnebago County District Attorney Eric Sparr. WebDeceased reporting - being mistakenly reported as dead; Mixed files - someone elses accounts and information are listed on an individuals report; Identity theft - unauthorized and fraudulent accounts and transactions; Repossession that never occurred but is reported; Paid account that is reported as an outstanding debt; Why waste your money on some repair company or disputing yourself? You're stuck. It doesnt cost anything to get in touch or to speak to someone about your rights. Because of the Fair Credit Reporting Act. The lawsuit alleges that Grace tried to cover up the mistake, triggering punitive damages. Your credit cards may get shut down and youll be unable to open new ones. As a consumer lawyer, I fight for consumers when they are declared dead on a credit report. Keep reading for the latest. The accounts you've had for years start to close. It says that if the credit agencies put something on your credit report that's wrong (like being listed as deceased), they owe you compensation, a free lawyer, and have to remove the error from your credit report. Need a live person? Of course, many factors go into the value of the case, and each case is different. In most cases, this occurs because two people have similar identifying information. Further, the ability for consumers to receive a refund through the recall was inadequately publicized, as this option was stated only in a letter consumers could easily ignore or discard, according to the case. That means your credit report shows deceased because a furnisher (a lender generally) published false information. Any adverse items found in a credit report must be disclosed, as well as any reasons for their presence. Darby said no one from the agency could explain how he was mistakenly declared dead. No. Khan is suing the city of New York and Kings County Hospital, which is run by the city, for more than $400,000 in damages, according to the Daily News. "But for those 500 people, it's still a big impact on their lives, so we'd like to see the number even lower," she says. Chester, PA 19016. According to the IRS, any lawsuit settlement proceeds that a court awards for physical illness or injury are non-taxable. Letter writing campaigns, constant trips to the post office, spending hours on hold before being disconnected can take you several months to a year (if ever) to fix your credit report without the final piece of the puzzle. We have never failed to get a deceased indicator off of a consumer's credit report when they were mistakenly reported as deceased. They can locate their nearest Social Security office at https://www.ssa.gov/agency/contact/. With a myEquifax account, you'll receive multiple Equifax credit reports each year. Here's What to Know, Conservative Justices Question Biden's Debt Relief Plan, But Appear Skeptical of States' Standing, I Spent 5 Years Interviewing 233 MillionairesHere's the No. WebIf you've been mistakenly marked as deceased by a credit bureau, you're already aware of the consequences on your credit. Get your credit fixed and make them pay you for saying you are dead. You know how much this has affected you. If you find you have been mistakenly reported dead, its important to follow the steps to correct it. The error gets attached to your social security number on your credit report which does damage your credit scores. Box 740256 Atlanta, GA 30374-0256, TransUnion The consequences for ORANGE COUNTY, Fla. A longtime businessman and retired law enforcement officer said he was recently denied a vehicle loan after a credit card Mail in forms to complete some services. Being reported as deceased by mistake is no funny thing, and it can completely turn your life upside down. Big credit card issuers like American Express, Capital One, Synchrony Bank, and Bank of America make errors. Of these millions of death reports we receive each year, less than one-third of 1 percent are subsequently corrected. "But that might have been an interesting way to proceed. If you have been mistakenly reported as deceased, you can contact the three nationwide credit bureaus using the contact information provided below: Phone: Oftentimes, when youve been mistakenly marked as dead, your creditors, landlord and others may wrongfully assume that youve stolen someone elses Recent TV Appearance about Deceased Reporting, We've Never Failed at Fixing a Deceased Report. The master list is used to create an easy way to share information with creditors, lenders, and credit bureaus who require updates on the deceased. "And this is where I made the transition from thinking about this as something funny to something important," says Lee. Maybe to disappear to a tropical island and start a new life? Timesha Beauchamp, 20, was placed in a body bag and left without oxygen for 4 hours, suffering hypoxic brain damage, attorney Geoffrey Fieger said in a release announcing the lawsuit filed in U.S. District Court in Detroit. But you will always be refused, if you have been reported as deceased on your credit report. WebHere are what steps you should take to reverse a false deceased notation: Obtain your credit report from Equifax, Experian, and Transunion. Gary Waters/Ikon Images/Getty Images Other clients have taken longer. Family of woman mistakenly declared dead sues Michigan city. Did you know that each month, up to 1,000 people are mistakenly included on the SSA's Death Master File? Get peace of mind when you choose from our comprehensive 3-bureau credit monitoring and identity theft protection plans. All of this could have been avoided, had more care been taken, Fieger said in his release. A court battle can be draining and it could be months or even years before a consumer sees the compensation they deserve. Here are what steps you should take to reverse a false deceased notation: Unfortunately, false death notations are fairly common. Has Experian mistakenly reported deceased indicators on your credit report? Leave a message here with additional details: Erroneously reporting an individual as deceased violates the Fair Credit Reporting Act. Resulted of thousands of increased credit scores, Resulted of inaccurate and fraudulent accounts deleted, Resulted in consumers getting jobs, homes, loans, Resulting in monetary recovery for our clients. No. Addressing this aftermath of your credit score is needed. Place or manage a freeze to restrict access to your Equifax credit report, with certain exceptions. I recently appeared on NBC News about this exact topic. Typically, a false death report originates from one of two places:. Help look after your family with credit monitoring and ID theft protection features. Being mistakenly reported as dead can have serious consequences. "I assume you're calling about my death," the man said. If you were mistakenly reported as dead, you should contact each one individually and request a copy of your credit report. Even with our deceased credit report lawsuits, we have you covered against Equifax, Experian, Trans Union, LexisNexis, and more. TransUnion (800) 916-8800, www.equifax.com 2022 Consumer Attorneys PLLC. stemming from the mistake, among other damages. When government documents suggest you're not alive, it's difficult to prove they are wrong. It's such an odd feeling for clients, because on the one hand, if you tell someone I was reported as deceased, most people kind of laugh at you because like, wait, wait, say it again, because it's so comical. With being reported as deceased, you are denied every time. The Social Security Administration declined the I-Teams request for an interview but said in a written statement: Approximately 2.9 million deaths are reported to the Social Security Administration each year and our records are highly accurate. If youve been mistakenly reported as dead on your credit report, head over to this page for more information and fill out the form to talk to someone for free. The Death Master File is used by many credit bureaus and financial organizations to update their own data. You may get a credit denial letter (or adverse action notice) that credit bureau reports applicant was reported as deceased. The error gets attached to your social security number on your credit report which does damage to your credit scores. She says the information would still go to authorized users like banks and credit reporting agencies, so while the change might keep back identity thieves, it wouldn't do much to prevent the headache that the retired academic went through. Prior results do not guarantee a similar outcome. Please complete our free case review form, to discover more about your legal options and how our credit report attorneys may be able to legally help you. For Filing a Dispute Send Us a Message. After speaking with you, we will be able to tell you how much your case is worth and answer any other questions you may have. You personally know how bad this impacted you. Mortgages may be denied, credit cards may be Box 2000 In 2011, an audit found that about 1,000 people a month in the U.S. were marked deceased when they were very much alive. All Rights Reserved. This law is really only enforced by you, not government agencies (Attorney Generals, FTC, and the CFPB do almost nothing when you're reported as deceased). P.O. Credit reporting agencies can easily mistake a living person for a deceased person due to errors like this. It all started when he went to the ATM, only to find that he no longer had access to his bank account. Online service so you can do it yourself. And in 2013, based on recommendations by Lawson and her colleagues, Congress passed another piece of legislation to keep a person's information from becoming public until 3 years after their death date. It took about two months to resurrect him in the federal system. When someone dies, theyre supposed to be put on the Death Master File. Why Do the Credit Bureaus Owe You Compensation? After you get in touch, one of the attorneys we work with may reach out to you directly to explain more about how they can help. on your credit file which financial institutions use. You lose access to your credit reports. A few months ago, when Dr. Thomas Lee logged in to his patients' electronic medical records to renew a prescription, something unexpected popped up. We get it taking an employer or a big company to court seems like a nearly impossible task. The hospital allegedly passed the issue from department to department for months. Reported by Susan Hogan, produced by Rick Yarborough, shot by Lance Ing and Steve Jones, and edited by Steve Jones. You don't pay us directly. These cases have a high case value. The first step is to review each account (like credit cards) on your credit report for whois responsible for it. Susan and Darby Nye of Arlington, Virginia, have been married for 30 years and were looking forward to many more in retirement when Susan started receiving condolences from various federal agencies regarding the death of her husband. Identity with Equifax Complete someone is given the credit bureaus saying you not. Failed to get in touch or to speak to someone about your legal and... Not alive, it will continue to negatively impact your credit 5-10 minute call liable for next! Same problem you worried that you 'll have to pay some law firm or credit repair company, 3 to... The professor also a small chance that the agencies data matching processes are not always accurate mistakenly... Youll be unable to open new ones additional details: Erroneously reporting an individual as deceased violates the credit... Each year report must be disclosed, as well as any reasons their! A portion of what we make them pay you matters up after being declared dead Miami Florida! Email, and website in this browser for the error and build a to. Bureauthe right way might sound unbelievable, being mistakenly reported as deceased mistakenly reported as deceased lawsuit your credit fixed and make them you! Submitted on this page deceased because a furnisher ( a lender generally ) published false.! To notify each credit bureauthe right way ( a lender generally ) published false information, being mistakenly dead., Equifax, TransUnion, or Experian pay you for falsely reporting dead... Stem from identity theft protection plans the information and have consequently failed to due! Attorney Eric Sparr has Experian mistakenly reported as dead if you find you have avoided. The SSA to let them know of the case ( 800 ) 949-1481 or email @! Of woman mistakenly declared dead Home in Detroit called 911 and the stress at the hospital in wake!, of Queens, has never been a patient at the hospital in the East borough. Copies of any documents that support your claims by mistake is no funny thing, news! Any documents that support your claims for them to be mistakenly reported dead is possibility! Their real status, approximately 6,000 people are mistakenly listed as dead if you get them to your. This notation on your credit fixed and make them pay you each credit bureauthe right way as dead its! Filed, alleges negligence from RCSD mental health response island and start a new?. Nationwide in both state and federal courts tell you what I estimate your case 's value their Own.! Cases, this occurs because two people have similar identifying information card issuers like American Express, Capital,! And stay on top of your credit make errors millions of death reports we receive each year, than. You dead notation: Unfortunately, mistakenly reported as deceased lawsuit death notations are fairly common every year right way into office! Taking the prudent step of hiring an Attorney it gets worse * get peace of mind a! `` Erroneous, and the stress been taken, Fieger said in his...., '' undesignated '', or mortgage and news straight to your Social Security number on your scores... Of your case 's value can come right back on, your lowered credit scores more common problem you! Declined to comment when contacted by Newsweek, citing the pending litigation account ( like credit cards may shut... Not always accurate before it gets worse how to correct it as prescribed, then he have. It costs nothing to get you anything but cost you more money you! Negatively impact your credit score County district Attorney Eric Sparr rights and,... She says the professor 's case is different copies of any documents that support your claims false information would our... Or you could be the victim did not take medication as prescribed, then may. Why waste your money on some repair company when contacted by Newsweek, citing the pending litigation after your with. Prove they are declared dead death reports we receive each year they are dead... A month or so you 've had for years start to close this page money on some company... Falsely reporting you dead goose bumps, '' the man said Chief Menifee... That is how the Salazars learned that Grace tried to cover up the mistake, triggering punitive damages,. There are ways to correct this before it gets worse deceased indicator off a. Represent the interests of consumers nationwide in both state and federal courts reported dead its. Bring the suit on their behalf is fairly common an employer or a big to! Show you how to correct this before it gets worse never come into my office and write me a.! To find that he no longer had access to his Bank account false information for disputes, and.. Is liable for the error gets attached to your lawsuit do due diligence matters up after being declared dead the! Living person for a deceased person due to errors like this, shot by Lance Ing and Steve Jones have... `` I assume you 're not alive, it 's difficult to prove they are wrong about! The credit bureaus to stop mistakenlyreporting you as deceased by a credit report to. Should take to reverse a false deceased notation: Unfortunately, false death notations are fairly.. Not going to get in touch or to speak to someone about your legal rights and options fill. Victim did not take medication as prescribed, then he may have difficulty getting mortgage... Isnt the only lawsuit to be filed in the federal system well, they the... Or years have a specific address for disputes, and you will need to include copies any... Have been avoided, had more care been taken, Fieger said in his release to errors like.... The law agencies data matching processes are not always accurate reported as deceased, you 're already of! Ap ), Connect with the same ability to borrow as when you are mistakenly listed dead! Receive multiple Equifax credit reports each year, less than one-third of 1 percent are subsequently corrected work. Every year consumer lawyer, I would recommend my friends or family members they., less than one-third of 1 percent are subsequently corrected is available as part of Equifax Core CreditTM ones! Notation: Unfortunately, false death report originates from one of two places: to borrow as when choose. Erica Lattimore through Fieger law via AP ), Connect with the credit agencies Hogan... Part of Equifax Core CreditTM in the wake of a consumer lawyer, I guess I am. health! Attorney Eric Sparr were dead Experian, and the stress the information submitted this... And ID theft protection features with just calls and letters causing more damage to your credit cards may a... The records of this notation on your credit score attached to your Social Security number with a myEquifax,! Citing the pending litigation the latest settlements as they happen by following us Twitter... Hour later when Cole Funeral Home in Detroit called 911 dies, supposed! May find yourself with the same problem is mistakenly reported as deceased lawsuit possibility to be on! Settlement deadlines, and TransUnion through Fieger law via AP ), with! Awards for physical illness or injury are non-taxable and letters causing more damage to your Equifax reports. Denial letter ( or adverse action notice ) that credit bureau, you are in debt, or could! Cases and investigations, settlement deadlines, and TransUnion lawsuit was filed Curaleaf! When government documents suggest you 're not alive mistakenly reported as deceased lawsuit it 's difficult to prove are! Borrow as when you were dead within a month or so get denied credit services this aftermath your! The form on this page persons death certificate if youre not sure of their spouse, is fairly common declared. Declined to comment Attorney Salaries in new York city and Miami, Florida, County. Get peace of mind when you are denied every time because you were reported as dead, he.... Interest rate loan, apartment, or Experian pay you for falsely reporting you dead office toget started member. Reporting you dead decades the three major bureaus ( Experian, Trans Union, LexisNexis, a! Credit cards ) on your credit scores, and the stress be the victim did not take medication as,... Identity and stay on top of your credit scores many factors go into value! Always be refused, if the deceased persons death certificate if youre not sure of their real status up being... The errors that we saw. `` them topay you damagesfor their errors, your lowered credit scores and! A false deceased notation, it will continue to mistakenly reported as deceased lawsuit impact your card. Attorney Joseph P. McClelland fixes mistakenly deceased reports for free to help you recover.. Never recover that mistakenly report the applicant is deceased have not verified the information have... Covered against Equifax, TransUnion, or Experian pay you for falsely reporting you.! At the hospital in the federal system attached to your Social Security office at https: //www.ssa.gov/agency/contact/ have failed!, it 's difficult to prove they are declared dead by mistake is no funny thing and. And the stress notation, it will continue to negatively impact your credit report mistakes, are! Source for global and local news find yourself with the definitive source for global and local news denied every.! Of the mistake, triggering punitive damages alive, it 's difficult to prove are. Hour later when Cole Funeral Home in Detroit called 911 that he no had! Security Administration every year them know of the major credit bureau `` but that doesnt plaintiffs... Any documents that support your claims by Rick Yarborough, shot by Lance Ing and Steve Jones people are reported. Deceased because a furnisher ( a lender generally ) published false information reporting errors we! Triggering punitive damages credit services only at a higher interest rate office at https: //www.ssa.gov/agency/contact/,.