It delivers blanket coverage for any organization which requires additional insured coverage in a contract with the named insured. Coverage is not included automatically, and must be requested if needed. Applies only to the professional services described in the endorsement. POLICY: If the PER POLICY box is checked on the certificate of insurance, that means the policy aggregate limit is $2,000,000 for the entire policy period listed on the COI. IL 02 75 - Texas Changes - Cancellation and Nonrenewal Provisions for Casualty Lines and Commercial Package Policies. Provides automatic additional insured status to persons or entities for which the named insured has agreed in a written construction contract or agreement to provide such coverage. - Please confirm on the certificate or by uploading endorsement(s) that Waiver of Subrogation applies to this policy. Adds designated concessionaires as additional insureds for liability when trading under the insured's name. Adds the condominium developer as an additional insured, but only with respect to the developer's capacity as a unit-owner; waives the insurer's right to subrogate against a unit-owner, the association, and members of the board. Does not provide liability coverage or coverage for the cost or expense of defending any claim or suit. A per project aggregate endorsement modifies your General Liability policy so that you have a separate and distinct limit of coverage for each project upon which you work. The Per Project Aggregate amends the general aggregate so that it applies separately to designated projects. On This Page Additional Information Excludes damage to property being laundered or cleaned in a serf-service or coin-operated laundry or dry cleaner. The land so leased must be designated on the endorsement. Excludes damage caused by errors in providing data procession services by the insured or others for whom the insured is responsible. Modifies the number of days required to provide notice of cancellation. Controlled even heating for uniform bending. Additional insureds are not protected for liability arising out of their sole negligence, such as failure to provide safe equipment. Blanket Primary Additional Insureds and Blanket Waiver of Subrogation automatically included ; Multiple carrier options with Minimum Premiums starting at $750; Per Project Aggregate Endorsement automatically included; Incidental professional coverage available for licensed contractors; Broad Contractual Liability Coverage Modifies care, custody, control exclusion so that property damage is covered at premises where operations are performed, subject to limit on endorsement. Provides coverage on a claims-made basis for loss of electronic data caused by the insured. Adds the interest of the owner of land to the tenant's policy. Cover the liability of a parent corporation which arises from the subsidiary's operations. Excludes liability arising out of existing buildings when a housing authority acquires a site for construction of a housing project. Excludes the professional liability exposures of computer manufacturers, sellers and franchisers. Provides protection for financial institutions (including officers, employees and trust beneficiaries) for liability arising out of the ownership, maintenance or use of property in any trust for which the named insured is acting in a fiduciary or representative capacity. Protection for additional insured limited to liability arising out of ongoing operations of named insured. Per project aggregate; Endorsements. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Coverage and limits of liability apply only to the extent required in the contract or agreement. Per project aggregate endorsement; iii. This is a claims-made endorsement for use with coverage part CG 00 39, Pollution Liability. Excludes liability arising out of the products and professional services of the named risks. OCP coverage is designed to protect project owners for liability that occurs as a result of the actions of their contractors. Adds elected or appointed officers and members of boards or agencies as additional insureds on the policy covering a public entity. Adds users of such animals as additional insureds. Provides coverage for property damage to underground resources and equipment, establishing a special Aggregate limit for the coverage. See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. - Contract ID: 5007806. This endorsement is used on policies insuring trust departments in financial institutions. The coverage must be included on the policy for the certificate to be correct. Removes the medical payments coverage from the policy, but retains coverage for "first aid" expenses and transfers this coverage to the Supplementary Payments section of the policy. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Extends coverage to include BI or PD arising out of the operation of a customer's auto on the insured's premises for purposes other than parking, which is already covered by exception to the auto liability exclusion. Excludes property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. The coverage afforded to the additional insured only applies to the extent permitted by law. Excludes "errors and omissions" type liability exposure for insurance companies, agents/brokers, and service organizations. Intended principally for "design-build" contractors, excludes liability arising out of professional activities such as preparing and approving drawings, maps, surveys, change orders, or specifications, as well as supervisory or inspection activities performed as part of any related architectural or engineering activities. This endorsement was withdrawn from use in 2012 but reinstated in 2013. The advanced tools of the editor will guide you through the editable PDF template. CG 24 51 Limited Coverage for Designated Unmanned Aircraft (Coverage A Only). If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Limits the policy coverage to those premises, project or operations designated on the endorsement. ", CG 22 95 Exclusion Damage To Work Performed By Subcontractors On Your Behalf Designated Sites Or Operations, CG 22 96 Limited Exclusion Personal And Advertising Injury Lawyers, CG 22 99 Professional Liability Exclusion Web Site Designers, CG 23 01 Exclusion Real Estate Agents or Brokers Errors or Omissions, CG 24 04 Waiver of Transfer of Rights of Recovery Against Other To Us, CG 24 05 Financial Institutions (Reporting Provision and Limitation to Fiduciary Interest), CG 24 06 Liquor Liability - Bring Your Own Alcohol Establishments, CG 24 07 Products/Completed Operations Hazard Redefined, CG 24 11 Fiduciaries - Fiduciary Interest, CG 24 13 Amendment of Personal and Advertising Injury Definition, CG 24 17 Contractual Liability - Railroads, CG 24 18 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 19 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 20 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 21 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 22 Amendment of Coverage Territory Worldwide Coverage, CG 24 23 - Amendment of Coverage Territory Additional Scheduled Countries, CG 24 24 - Amendment of Coverage Territory Worldwide Coverage With Specified Exceptions, CG 24 25 - Limited Fungi or Bacteria Coverage, Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions. CG 28 12 Owners and Contractors Protective Liability - Pesticide or Herbicide Applicator Coverage, This endorsement to OCP coverage part, CG 00 09, provides broader pollution coverage for contractors involved in the named activities on behalf of a premises owner. Excludes premises, operations and products liability Coverage A and B claims arising out of the premises designated in the endorsement. . Major federal programs and agencies included the Civilian Conservation Corps (CCC), the Works Progress Administration (WPA), the Civil Works Administration (CWA), the Farm Security Administration (FSA), the . This endorsement was withdrawn from use in 2013. For use with OCP coverage part, CG 00 09, this amends the bodily injury definition to include the personal injuries of false arrest, detention or imprisonment. All these three presidency banks were amalgamated together on 21st January 1921 to form the Imperial Bank of India which also carried out the limited functions . Affords claims-made liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $ POLICY: X: PROJECT: LOCATION $ . Temperature over 300 F (149 C) Coverage for an occurrence which results in 3rd party's BI and/or PD. . Same as endorsement CG 24 50 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). The general aggregate is the maximum amount of money a liability insurance policy will pay in a given policy term. Excludes the professional liability exposure of adult day care centers. Golfmobile is defined as a motorized conveyance that is (1) designed to carry up to four persons on a golf course for the purpose of playing golf, and (2) not built or modified to exceed a speed of 25 miles per hour. Excludes BI, PD and Personal and Advertising Injury arising out of misrepresentation, error or omission by real estate agent or broker. A "Per Policy" aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. Excludes the professional liability exposure of medical or diagnostic testing facilities. Adding an endorsement to the policy that applies the aggregate limit to each location (rather than to all locations) expands your coverage at very little cost. Adds designated state government or political subdivision (county, municipality) as additional insured on policy of a named insured receiving a permit to conduct some activity, like a fair. Blanket per project aggregate endorsement. Coverage is limited to the designated site or location of work. Same as above, except applies only to permits relating to premises use, such as the erection of a sign. Excludes all liability coverage for governmental entities arising out of riot or civil commotion, or attempts to prevent or suppress such activities. . It prevents a claim on one project from exhausting the policy's limits on other projects; it enables a Not approved for general use in Texas. Excludes property damage caused by saline contamination for an oil or gas operating risk. These endorsements are for use with the ISO claims-Made CGL. The coverage afforded to the additional insured only applies to the extent permitted by law. Provides additional insured status to a designated person or organization on a contractor's policy for completed operations exposures. The coverage afforded to the additional insured only applies to the extent permitted by law. Miscellaneous disclosures regarding terrorism coverage and exclusions. . Excludes bodily injury or personal injury arising out of employment practices of the insured, such as refusal to employ, termination, coercion, demotion, discipline, harassment, discrimination and other practices. Non-tangible services offered by professionalshair stylists, car mechanics, massage therapists, etc.are businesses in need of insurance. Excludes bodily injury and property damage arising out of mechanically operated amusement devices and bodily injury to any person participating in or practicing for an athletic event or exhibition. The insured is also obligated to take necessary measures, at his own expense, to bring a well under control to minimize property damage. Applies to ongoing operations only. Provides additional insured status to a designated person or organization that has granted the named insured a license. Used as an alternative to mandatory endorsement CG 21 06 to add coverage for property damage to electronic data when such damage arises out of physical injury to tangible property, subject to a separate limit. Applies to contractors who (1) provide engineering, architectural or surveying services to others, or (2) provide or hire independent professionals in connection with the contractor's own work. This endorsement must be attached when the insured is a licensed pesticide or herbicide applicator. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Same as CG 24 17 except the coverage does not apply to the sole negligence of the indemnified railroad. Excludes all liability arising out of the ownership, maintenance, use or entrustment to others of any unmanned aircraft, such as a drone. Applies the aggregate limit separately to each location specified in the endorsement. For use with the Liquor Liability Coverage Forms CG 00 33 and CG 00 34 only. Height limitations. CG 32 08 Texas Changes - Binding Arbitration. Mandatory endorsement (unless CG 04 37 or CG 21 07 (below) is attached). Architects, engineers or surveyors engaged by others (such as a project owner) could be added to the contractor's policy with endorsement CG 20 32. Excludes claims arising out of the Year 2000 computer problems, with exceptions for operations or locations specified in the endorsement. Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. See CG 21 60 for an absolute Year 2000 exclusion. The per project endorsement is another coverage that is requested from time to time by architects and engineers clients. The operations to which the endorsement applies must be shown on the endorsement or the schedule of classifications. Re dating your ex. Removes all of paragraph (1.) Coverage for additional insured applies only to current operations of insured (not past) and not to any work performed for the additional insured. (See CG 20 33 above to provide additional insured status only to the party with which the insured has entered into a contract or agreement.) Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. Medical payments coverage for these individuals is excluded in the basic policy. Amends the limits of liability after policy inception. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere (same as CG 21 54), except this exclusion doesn't apply if the consolidated insurance program has been cancelled, non-renewed or otherwise no longer applies for reasons other than the exhaustion of limits. Provides off-premises pollution coverage, if insured is properly licensed. It excludes only the liability arising out of the products and completed operations hazard as defined in the policy, and does not affect premises and operations coverage. blanket schedule. provide either one aggregate or otherwise cap the aggregate limit, regardless of the number of job sites. Same as CG 04 28, except not limited to cause by named perils. Coverage A already excludes bodily injury to an employee, but this endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not, in the circumstances at the time. The claims-made forms are not reviewed in this Policy Guide. See CG 22 36 to exclude products and professional liability for a retail drug store. The coverage afforded to the additional insured only applies to the extent permitted by law. Or diagnostic testing facilities as a result of the owner of land to the additional only! 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